Out-of-Network Dental Insurance in Bellingham, WA

Out of Network? You May Still Be Able to Use Your Dental Benefits

At Northside Dental Care, we believe your choice of dentist should be based on who you trust with your health — not simply who appears on an insurance company’s list.

If Northside Dental Care is considered out of network with your dental plan, that does not necessarily mean your insurance will not help pay for your care.

Many PPO dental plans include out-of-network benefits.

Before ruling us out because of your insurance, give us a call. Our team can help you understand your benefits and estimate what your out-of-pocket costs may be.

What Does “Out-of-Network” Mean?

Being out of network generally means Northside Dental Care has not entered into a contract with your insurance company agreeing to its predetermined fee schedule.

It does not automatically mean you have no coverage.

Depending on your individual plan, your insurance may still contribute toward your treatment. Your deductible, annual maximum, reimbursement level and the services you need can all affect what you ultimately pay.

Will It Cost More?

Possibly — but not always by as much as you might expect.

Every dental plan is different, which is why we encourage you to check your actual benefits before choosing a dentist based only on an insurance directory.

Call us first. We’ll help you understand what your plan may cover so you can make an informed decision.

Your Dental Care Comes First

Dental insurance is designed to help with the cost of care, but your insurance company does not determine which treatment is best for your health.

Dr. Eric McRory and Dr. Lisa Duckles will recommend treatment based on your individual needs, explain your options and help you understand your estimated insurance benefits and financial responsibility before moving forward.

Insurance & Payment Options

Northside Dental Care bills private dental insurance carriers on behalf of our patients.

We do not bill DSHS (“Apple Health”) or Molina claims.

Because every insurance policy is different, benefits cannot be guaranteed. Final coverage and payment decisions are made by your insurance carrier.

We also work with CareCredit, which offers qualified patients financing options that may include convenient monthly payments.

Frequently Asked Questions About Out-of-Network Dental Insurance

Have Questions About Your Insurance?

We understand that dental insurance can be confusing, and we’re here to help! If you’re unsure about your out-of-network benefits or have questions about your coverage, give our friendly team a call. We’ll be happy to help you understand your options.

Northside Dental Care
360-676-1138

Ready to schedule your visit? You can also request an appointment online.